An Uninformed History of Economics Versus Humanity.

I can't wrap my head around the world federal debts as posted at http://www.economist.com/content/global_debt_clock. Different web debt clocks display conflicting readings, but there is no denying the debts owed are alarming. Dare I say it, we need to see a paradigm shift in the way we think. Now I'm not the expert who can tell you what we need to do. It looks to me that we need to stop pointing fingers. Its not the fault of an entire demographic. We can't blame the rich for having money. We can't blame those who have lost their jobs for being poor. We need to regroup. We need to educate. We need to take the complexities out of doing business. Now what I'm going to say isn't how I envision the future, but its a mental exercise. I picture the old west just the way it is portrayed in the movies. I imagine one could walk into a camp with a horse and wagon, enough gold to buy a piece of land, and some tools. You could cut some trees, build a store, and with probably less than five fairly simple documents, be running a successful business. It was harder work then, but it was simpler. Now everything is inflated. The land, the building costs, the labour, the taxes, the legal protection, insurance, etc. is huge. Most people forgo the complexity and find a job with an established company. This is why I find myself working at a corporate box store, and I'm in debt. I'm not complaining about my debt. I take full responsibility for it, and I'm managing it. Now everybody expects instantaneous gratification. As retail customers, we feel jilted if a store doesn't have the product we are looking for when we walk through the doors. 120 years ago? We were happy to know we could have our mail-order product in however many weeks it took. We need to stop being irrational consumers and start seeing our fellow souls for who we are. We need compassion back. Heck, if we were all compassionate enough, we might start forgiving each other some of our debts, and that could make a big difference on the international scene. Realistically, we should get back to focusing on what we really want versus what we really need. We should be more self-sufficient where possible, we shouldn't be dependent on our governments, and we should expect our governments to be accountable for their expenditures, especially when it comes to dropping bombs on foreigners. At any rate, I believe some good financial advice should be distributed. Your thoughts?